For 40 years, Rick Lloyd has served clients in Orland Park and the surrounding area through his financial services business, R. Lloyd & Co., Ltd. The firm started by focusing mainly on tax preparation until 20 years ago, when Lloyd decided to add financial management to the company’s offerings. Now the small financial services company employs about a dozen people, including Lloyd’s son, Rick Lloyd III. As a one-stop financial firm, the company performs personal and business tax returns, audits, business valuations, financial reviews and consulting work, in addition to managing $50 million in clients investments. Lloyd shared with us the company’s vision for helping customers, especially during difficult life and family situations.